File Name: banking terms and definitions .zip
Understanding basic banking and finance — and the terminology people use to talk about them — can make a big difference in your bank balance. Here are 10 banking terms you should know to manage your money better. A nine-digit number that identifies your financial institution.
The contract governing your open-end credit account, it provides information on changes that may occur to the account. The payment history of an account over a specific period of time, including the number of times the account was past due or over limit. Any and all persons designated and authorized to transact business on behalf of an account. Each account holder's signature needs to be on file with the bank. The signature authorizes that person to conduct business on behalf of the account. Interest that has been earned but not yet paid. Also known as variable-rate mortgages.
ABS expresses principal prepayments as a percentage of the original number of loans or contracts in the pool of securitized loans that created the security. ABS is always expressed as a monthly rate. Absorption A term used by real estate lenders and developers to describe the process of renting up newly built or renovated office space or apartments. The term "absorption period" is often used to describe the period of time necessary for absorption. Abstract of title A written report summarizing the history of title transactions and conditions of title that affect a given piece of land covering the period from the present back to a date in the past. A comprehensive, but cumbersome, and somewhat obsolete, method of verifying the ownership and encumbrances of a parcel, or parcels, of real estate.
However, since banking is a significant part of our business and personal life, it is useful for consumers to learn some common banking terms. Sign in. Log into your account. Password recovery. Forgot your password?
The funds deposited in bank accounts. In reality they are simply records of indebtedness of a bank to the depositor and they arise from the character of banks as.
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The words, expressions, institutions and definitions of the Banking and Finance industry can often seem dense and confusing to an undergraduate, even to one aspiring to the financial world themselves. So, we've brought together a glossary for the most common terms to help you get up to speed. An item of property owned by a person or company regarded as having a value, and which can meet a debt. The central bank for the UK. It acts as the government's bank, issues currency, oversees monetary policy and sets interest rates.
Провайдер находится в районе территориального кода двести два. Однако номер пока не удалось узнать. - Двести два. Где это? - Где же на необъятных американских просторах прячется эта загадочная Северная Дакота. - Где-то поблизости от Вашингтона, округ Колумбия, сэр.
Правое запястье в гипсе. На вид за шестьдесят, может быть, около семидесяти. Белоснежные волосы аккуратно зачесаны набок, в центре лба темно-красный рубец, тянущийся к правому глазу. Ничего себе маленькая шишка, - подумал Беккер, вспомнив слова лейтенанта. Посмотрел на пальцы старика - никакого золотого кольца.
- Ты только посмотри. Сквозь строй дважды отверг этот файл. Линейная мутация. И все-таки он пошел в обход. Интересно, о чем он. У Бринкерхоффа подогнулись колени.
- Еще не было случая, чтобы в моих данных появлялись ошибки. Поэтому я хочу узнать мнение специалиста. - Что ж, - сказал Джабба, - мне неприятно первым тебя разочаровать, но твои данные неверны. - Ты так думаешь. - Могу биться об заклад. - Он откусил кусок пирога и заговорил с набитым ртом.
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